by James L. Smith | Nov 11, 2022 | Holiday, Quote
“As we express our gratitude, we must never forget that the highest appreciation is not to utter words, but to live by them.” — John F. Kennedy “The soldier above all others prays for peace, for it is the soldier who must suffer and bear the deepest wounds and...
by James L. Smith | Oct 28, 2022 | Ask James
There are three primary benefits of being pre-qualified for a mortgage before beginning your home search. 1.Helps you to understand your true buying power – Knowing your buying power and how much you can afford is critical before shopping for a home. Doing so...
by James L. Smith | Oct 21, 2022 | Quote
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by James L. Smith | Oct 6, 2022 | Ask James
Financial experts say you should start by paying down your debt, reducing monthly spending, and downsizing wherever possible. Before you do anything though, you’ll want to take a deep dive into your financial state, including your credit score, so that...
by James L. Smith | Sep 14, 2022 | Ask James
Whether you’re buying or selling a house, getting a home inspection can be nerve-wracking. If you’re selling, you’ll want to make sure there aren’t any hidden issues in the home. And if you’re buying, you’ll want everything to be in great shape so you can move...
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